A Fact Find or Questionnaire is the quickest & most secure way for your Mortgage Muscle broker to obtain the facts about you, & any co-borrower(s), and to understand your requirements and objectives. The more detailed you can be with the with your answers, the more seamlessly a application can be put together.

Your Fact Find or Questionnaire can be sent to you electronically, to be completed in your own time and then returned to your broker.  Alternatively, it can be completed on your behalf by your broker during the face-to-face interview.

It is a requirement that your broker sight and take copies of your original identification documents during a face-to-face interview.

• Original Australian Passport
• Original Australian Drivers Licence
• Original Birth Certificate
• Original Medicare Card

Drivers Licence, Medicare Card & Australian Passport will cover the vast majority of identification requirements.  Please be aware that your chosen lender may have their own additional identification checks and or requirements.

Please consider obtaining your *free credit report from one of Australia’s three credit reporting bureaus.

• Equifax
• Illion
• Experian

Your credit report, not your credit score, as report provides the detail required when it comes to applying for a mortgage.  The credit report from Equifax is the preferred option of Mortgage Muscle.

*Eligibility criteria apply

If you are a Pay As You Go (PAYG) employee, please have your two most recent & consecutive pay slips available.  Dependent on your specific application, you may also be asked for your

Income Statement(s) (previously known as payment summaries)

Individual Tax Return (ITR)

If you are self-employed or need to discuss other forms income other than PAYG income, please reach out.

You will need to provide a minimum three months’ worth of bank and other financial statements.  Please provide statements in PDF or hardcopy.  I may also look to use Bank Statements by Illion.  Please see the “Useful Links” page for further information on this service.